PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
First Time Buyers
Buying your first home is a very emotional, exciting and thrilling experience. It is also very daunting and can be costly if you make the wrong decisions. We are here to make sure you can afford the mortgage now AND IN THE FUTURE.
We will help you understand and choose from the many lenders but that’s not all. We see it as our responsibility to help you understand the process of buying a house. From creating a budget to run your new home, to finding a solicitor we are there to answer all your questions until you are in your new home.
Remortgages
In the current climate it is very difficult to know what to do with your existing mortgage. We are here to try to explain the current market and together we can decide whether
1. It is best to stay with your current lender
2. You should fix into a new deal now to secure your monthly payments
3. You should restructure the type of product you have to ensure you are minimising your costs
Buy To Let - Investors
Successfully owning properties for commercial gain relies on having a professional and well thought out strategy for purchasing the properties and managing finance.
Our job is to maintain and review the financing of your portfolio on a regular basis, to keep you updated with the best deals available in the ever changing market and to work closely with you when the time comes to refinance.
In general Buy to Let Mortgages are not regulated by the Financial Services Authority.
If you apply to Niche Mortgage Solutions directly by telephone or e-mail and we arrange a mortgage or insurance contract for you we will send you £25 worth of Marks and Spencers vouchers. The vouchers are subject to a mortgage, life insurance, critical illness, income protection, private medical insurance or buildings and contents contract completing through Niche Mortgage Solutions. Niche Mortgage Solutions will send the vouchers by hand or by post within 10 working days from the completion of your mortgage or insurance. No cash equivalent can be paid. Only one claim per customer can be made.
Fair, honest, transparent service. Convenience – We will come to you. Helpful. Efficient, Professional Advisers. A local business with UK wide experience. Whole of market mortgage advice. 
