Niche Mortgage Solutions - Illness Protection

Critical Illness Cover

Have you ever thought what would happen to your family if you contracted a serious illness or suffered a serious accident which meant you could no longer work? Cancer, heart attacks, stroke, multiple scolrosis and many other illnesses are unfortunately contracted by the young as well as the old.

It is vitally important you insure you and your family against the possibility of this happening to you. Critical illness can often be added to life insurance to create one complete package of insurance.

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Income Protection

Income protection is designed to provide a long term income in the event of a person suffering an accident or contracting an illness which renders them unable to work. Income Protection offers a similar protection to critical illness cover. It differs in the fact that it provides a long term income replacement over a long period of time rather than providing a lump sum to the person inflicted.

Mortgage Payment Protection Insurance (MPPI)

Mortgage Payment Protection Insurance is designed to protect your MORTGAGE PAYMENTS over a shorter period against Accident Sickness and Redundancy. In the current economic turmoil it is vital that we insure our most valuable assets, our family and our homes against unforeseen and potentially devastating events.

If you apply to Niche Mortgage Solutions directly by telephone or e-mail and we arrange a mortgage or insurance contract for you we will send you £25 worth of Marks and Spencers vouchers. The vouchers are subject to a mortgage, life insurance, critical illness, income protection, private medical insurance or buildings and contents contract completing through Niche Mortgage Solutions. Niche Mortgage Solutions will send the vouchers by hand or by post within 10 working days from the completion of your mortgage or insurance. No cash equivalent can be paid. Only one claim per customer can be made.